Mihir Shah Director/Independent Financial Adviser/Compliance Officer
Mihir Shah
Director/Independent Financial Adviser/Compliance Officer

Mihir Shah Director/Independent Financial Adviser/Compliance Officer

About Mihir Shah

Mihir has worked in financial services for 35 years, having started with Barclays Bank as a Securities Assistant in London.  He performed a variety of roles in retail and international banking before joining the Bank’s wealth management team as a Financial Adviser in 1999.  There he gained his regulatory qualifications before making the transition to Alliance & Leicester/Santander, then Nationwide Building Society as a Financial Planning Manager. He then became an Independent Financial Adviser with an IFA practice in Leicester. In 2015, the opportunity was taken to start Intelligent Financial Advisory Ltd with his colleagues. He is delighted that, with the help and teamwork of his colleagues, the business has flourished and is attracting high calibre advisers and a dedicated support team to provide an excellent financial service its growing number of clients.

Mihir provides holistic financial advice to individuals and businesses, including an Inheritance Tax and Estate Planning service.  He is an Affiliate member of STEP (Society of Trust and Estate Practitioners).

In his spare time, Mihir is involved in charity fund raising and awareness for CCUK (Crohn’s and Colitis UK).  He enjoys spending time with his family, travelling, sports, reading and gardening.

Sukhpal  Toor Director/Independent Financial Adviser
Sukhpal Toor
Director/Independent Financial Adviser

Sukhpal Toor Director/Independent Financial Adviser

About Sukhpal Toor

Sukhpal left university with a degree in Business and Law. He gained his financial services experience at RBS Group in 2005, where he worked for 7 years. He qualified as a Mortgage Adviser and within the next year had qualified as a Financial Adviser. He provided advice to individuals, private clients and businesses. Whilst at RBS Group he also worked within Wealth Management at Coutts. Prior to setting up Intelligent Financial Advisory, Sukhpal worked as a Financial Planning Manager for Nationwide.

The driving force behind becoming an Independent Financial Adviser was the desire to provide his clients with a truly holistic advice process enabling them to have access to the best and most suitable products throughout the whole of the market. This led to the idea of starting a financial advisory company, which is built on trust and offers truly independent advice. Sukhpal approached his colleagues and together they started Intelligent Financial Advisory Ltd in 2015. He is delighted that, with the help and teamwork of his colleagues, the business has flourished and is attracting high calibre advisers and a dedicated support team to provide an excellent financial service to its growing number of clients.

When Sukhpal is not working, he enjoys spending time with his family, playing and watching sport, travelling and gardening. He is currently studying towards becoming a Chartered Financial Planner. Sukhpal has recently become a Trustee for Rugby Gurdwara and enjoys helping the local community.

Ramsy Dhillon Director/Chartered Financial Planner
Ramsy Dhillon
Director/Chartered Financial Planner

Ramsy Dhillon Director/Chartered Financial Planner

About Ramsy Dhillon

Ramsy left university and graduated with a degree in Mathematics and Computing in 2001 and started his working life as an IT Trainer for a bespoke software company.  After a few years, he reassessed his career prospects and went to work for Alliance and Leicester, starting off as a cashier.  Within 18 months, Ramsy had progressed to Savings Adviser, then Protection Adviser and finally a Financial Adviser.  In 2009 he moved to Halifax and continued his role as a Financial Adviser.  In 2012, Ramsy left the banking industry and went to work for a local Financial Advisory firm.  Whilst working there, he studied for further advanced financial industry qualifications and attained the title of “Pension Transfer Specialist” and “Chartered Financial Planner” which is classified as the ‘gold standard’ of financial advice.  In 2015, the opportunity was taken to start Intelligent Financial Advisory Ltd with his colleagues. He is delighted that, with the help and teamwork of his colleagues, the business has flourished and is attracting high calibre advisers and a dedicated support team to provide an excellent financial service its growing number of clients.

In his spare time, Ramsy likes to exercise and go to the gym when possible.  He enjoys watching most sports and spending time with family and friends.  As his children get older, he is looking forward to being able to travel with them more.

Sonni Assi Director/Independent Financial Adviser
Sonni Assi
Director/Independent Financial Adviser

Sonni Assi Director/Independent Financial Adviser

About Sonni Assi

Sonni has over 20 years’ experience working within the financial planning sector. Prior to this he was a sales engineer for Edmundson Electrical. In 1997 Sonni qualified as a Financial Adviser and for 15 years was a Financial Planner for Nationwide Building Society. Whilst there, he worked with clients to both preserve and grow their wealth.

Sonni then chose to join Intelligent Financial Advisory Ltd with his colleagues, as their values are directly aligned to his own, which is placing the client at the heart of all decision making. He believes very strongly about building long term and lasting relationships with his clients and the foundation to this is built on trust and doing what is right for them every time.

In partnership with IFA, Sonni can continue to help his clients by understanding their individual needs and provide them with the most suitable advice based on an unrestricted and independent advice model.

Outside of work, Sonni enjoys spending time with his wife Tania and daughters, Seetal and Carina. He also enjoys socialising with their friends, going to the theatre, eating out and travelling.

Helen Somaiya Independent Financial Adviser
Helen Somaiya
Independent Financial Adviser

Helen Somaiya Independent Financial Adviser

About Helen Somaiya

Helen Somaiya (was Gadsby) is now celebrating providing Financial Advice for over 25 years to her clients, with over 10 of those years providing Independent Financial Advice. She followed a career in Finance straight from finishing school with one Bank – Santander, which was also known as the Alliance & Leicester Building Society.   She got the opportunity to work in quite a few different branches, all over Leicestershire and other counties – working at over 40 of them in total.  She has worked in Management, Compliance Oversight and then stepped down to become a part time FA in 2007 to start a family of her own.

She continues to provide a friendly, yet informative financial advice on a wider platform today.

In her spare-time she enjoys helping other ladies to build their self-confidence, by networking and ongoing encouragement.

She practices Yoga, she participates in a weekly 5km ‘park-run’ with her husband and loves to learn new languages.

She is a Musician, she loves music basically, and in the past has performed in Brass-Bands & Woodwind Orchestras playing the Tenor & Bass Clef Trombone across Europe.

Her family are her passion, having 3 sporty-boys plus her husband, Hetan, whom also follow her interest in travelling the World.

All follow her lead in ‘helping others’. She has family and friends right across the World, with similar interests to hers in Yoga and Music.

Bal Gill Independent Financial Adviser
Bal Gill
Independent Financial Adviser

Bal Gill Independent Financial Adviser

About Bal Gill

Bal has been a financial adviser for 21 years, working for Nationwide and Santander. The appeal of being able to offer independent financial advice led him to join Intelligent Financial Advisory Ltd. Bal enjoys offering his clients high quality, professional advice and expert guidance to ensure that any plans/policies in place remain as effective as possible in the future no matter how his clients’ circumstances may change.

Bal is currently working toward chartered status having recently completed the Diploma in Financial Planning Pensions exam.

In his spare time, Bal is a keen supporter of Liverpool Football Club as well as playing 5-a-side when he can. He’s looking forward to travelling more now his children are growing up.

Tania Assi Independent Financial Adviser
Tania Assi
Independent Financial Adviser

Tania Assi Independent Financial Adviser

About Tania Assi

Tania’s first job was as a Mortgage Administrator at Alliance and Leicester Head Office in Oadby where she worked for over nine years in various roles including Complaints Officer, Team Manager and Retention Officer. She gained her regulated qualifications and was offered a role with Barclays Bank where she worked as a Financial Planning Manager for four years. Wanting to explore the independent side of the business further, Tania joined Derbyshire Building Society who had a subsidiary IFA company. This secured her next role as an Independent Financial Advisor with HSBC where she worked for over 7 years looking after High Net Worth Clients followed by the title of Regional Retirement Specialist where Tania became a Pension Expert. Tania joined Intelligent Financial Advisory Ltd in 2018 as an independent financial adviser.

When she’s not working, Tania’s main passion is her family and spending time with them. They love travelling and have enjoyed amazing holidays in various parts of the world. She also enjoys entertaining and baking. Tania is also a Treasurer for the Thyroid Cancer Database Trust and is currently working with The Royal Marsden Hospital to update and build their database of thyroid cancer patients for research purposes. She organises regular events for them to raise funds.

William Felix Independent Financial Adviser
William Felix
Independent Financial Adviser

William Felix Independent Financial Adviser

About William Felix

William’s first job after leaving school was working for Lloyds TSB. He went on from there to have a successful estate agency career lasting for 18 years during which time he served in various roles as Branch Manager, Regional Manager and Trainer. This was followed by 3 years of business to business sales before a complete change of direction led to the commencement of a career in Financial Services as a Paraplanner. William was initially employed as a trainee for a small IFA practice, passing both the Certificate in Financial Planning and the Diploma in Financial Advice.  He then moved to an accountancy practice and then to a wealth management firm.

In 2016 William realised a long-held ambition and set up his own outsourced paraplanning company which was when he first started working alongside Intelligent Financial Advisory Ltd. In 2020 he took the opportunity to join the company as an Independent Financial Adviser. This decision was driven by the opportunity to work with an experienced team whose views very much mirrored his own on how clients should be treated, approach to client care and ethical way of working.

William enjoys various hobbies. He and his wife enjoy walking their two dogs together. He is an Arsenal supporter, enjoys watching most sports, reading and listening to various types of music.

Kiran Patel Mortgage Adviser
Kiran Patel
Mortgage Adviser

Kiran Patel Mortgage Adviser

About Kiran Patel

Kiran’s first job was as a cashier at Woolwich after graduating with a degree in Business with Marketing in 2002. Within a short space of time she gained her qualifications and became a Mortgage Adviser. Kiran then worked for Woolwich and Barclays for 7 years, where she gained a wealth of experience dealing with different clients. In 2009 she left to pursue a career in teaching before taking a break to have her son. She then joined Santander as a Mortgage Adviser from 2011 to 2014, after which she took time out to focus on her growing family. Kiran joined IFA in 2017 and became an Independent Mortgage Adviser in September 2018.

In her spare time, Kiran loves to travel with her family. They have visited countries all over the world; Mexico, Dubai, New York and Portugal to name a few.

Alison Perkins Personal Assistant
Alison Perkins
Personal Assistant

Alison Perkins Personal Assistant

About Alison Perkins

Alison is using her extensive administrative and project management experience within her role as Sukhpal’s personal assistant. The world of financial services is a departure from her previous roles within engineering companies where she worked in data processing roles inputting data for mathematical computations. Alison is enjoying being able to utilise her organisational skills and keen eye for numbers at IFA.

Away from the office, Alison enjoys spending time with her family, playing tennis and walking her dog in the local countryside.

Richard Stuart Compliance director
Richard Stuart
Compliance director

Richard Stuart Compliance director

About Richard Stuart

Richard has worked in financial services for 40 years, having started in 1982 with Aviva as a Trainee Inspector before moving on to Nationwide Building Society as a Branch Manager in Southwest London.  He performed a variety of roles in Banking and Mortgage lending before joining Nationwide’s wealth management team as an Area Sales manager in 1996 where he gained his regulatory qualifications before making the transition to Compliance manager – Training & Competence (poacher turned gamekeeper) for Bellpenny a national firm of Independent Financial advisers in 2011
In 2020 the opportunity was taken to join IFA Ltd as Compliance Manager and then onto Compliance Director. Richard is very impressed with the calibre of the Advisers working under the umbrella of Intelligent Financial Advisory along with the excellent support team in place – it is clear that “putting the client first” is central to Intelligent Financial Advisory’s business model and this is evident from ongoing quarterly Compliance audits.
Intelligent Financial Advisory provides holistic financial advice to individuals and businesses, including an Inheritance Tax and Estate Planning service.
In his spare time, Richard enjoys spending time with his family, Northants Cricket team, Gardening & Reading.
Joshua Mann Independent financial advisor
Joshua Mann
Independent financial advisor

Joshua Mann Independent financial advisor

About Joshua Mann

In 2019 I graduated in Business from Nottingham Trent University. From 2019 – 2021 I worked in Sales for a technology wholesaler.  I joined IFA in April 2021 and started studying with Skills Edge to qualify as a Financial Adviser. Whilst studying, I worked as a paraplanner for Sonni and Tania Assi. This has enabled me to gain valuable experience and knowledge in preparing reports, gathering information and liaising with clients.

I qualified as a Financial Adviser in April 2022, completing my exams within 8 months. I am proud to be the fastest candidate to qualify that Skills Edge have had.I now enjoy helping my own clients to realise their financial goals.

In my spare time I enjoy playing football for my local team Khalsa, going to the gym, travelling and spending time with my family and friends.

Jack Bewick Mortgage & Protection Adviser / Trainee Financial Adviser
Jack Bewick
Mortgage & Protection Adviser / Trainee Financial Adviser

Jack Bewick Mortgage & Protection Adviser / Trainee Financial Adviser

07539 250 865

About Jack Bewick

I graduated from the University of Leeds with a 1st Class Honours in Business Management in 2020. I entered the financial services industry straight from university as a Mortgage Adviser and joined Intelligent Financial Advisory (IFA) in 2023 with the aspiration of becoming a fully fledged Financial Adviser. I am currently studying towards the Diploma in Regulated Financial Planning alongside working as a paraplanner for several advisers here at IFA, as well as continuing to give mortgage advice.

As a mortgage adviser, I work for my clients, not for the mortgage lender. I take care of the entire process from start to finish, saving you hours of completing paperwork and searching for the right mortgage type and best interest rate available to you. Intelligent Financial Advisory provides holistic and tailored financial planning solutions for businesses, individuals and families from all walks of life, at every stage of their lives. Ensuring that our clients can not only get on the property ladder… but stay there!

I’m mindful that you need a mortgage that’s crafted just for you and your life – and that’s what I can provide.
 
Please feel free to check out some of my client reviews by searching ‘Jack Bewick – Mortgage Adviser’ on Google.

My outside interests include going to the gym, skiing and cricket, having been a part of Warwickshire CCC Academy through my youth.
Chervin Dell JP DipFA DipMAP<br> Independent Financial Adviser/Wealth Manager
Chervin Dell JP DipFA DipMAP

Independent Financial Adviser/Wealth Manager

Chervin Dell JP DipFA DipMAP
Independent Financial Adviser/Wealth Manager

07874 262 568

About Chervin Dell JP DipFA DipMAP

I’m Chervin and I help people grow and manage their wealth to meet their financial goals.

How I Can Help You:

I provide you with bespoke advice to help look after yourself, your family, and your future.

My job is to help you understand your position, and to form and implement a short, medium, and long-term strategy, with you at the centre, to protect and develop your assets.

I have over 20 years’ experience working within the financial services industry. Every day I use this experience to provide holistic wealth planning advice to clients, which primarily covers investments, pensions, estate planning and taxation.

Before becoming an independent adviser, I worked at HSBC for 8 years looking after their high-net-worth clients. Here I was able to gain valuable experience of dealing all types of scenarios. Making the move to become fully independent has allowed me to utilise this experience but without being restricted on which product providers to recommend.

I pride myself in giving a 5* level of service with a friendly/efficient touch.

Want to know more?

Call us for a friendly chat on 0116 4260100 or email: info@i-fa.org.uk